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ID Theft |
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Has your identity been stolen? Here’s what to do.As of February, 2002,
the Federal Trade Commission has simplified the process you'll have to go
through to repair your credit after your identity has been stolen. You may now
use one form (your affidavit) to report the crime to most creditors and credit
reporting bureaus. Download the form from www.consumer.com/idtheft
or call (877) ID-THEFT and have the form sent to you. If someone has used your personal identification to fraudulently establish credit, report the incident as quickly as possible to each of the credit reporting agencies and request that a fraud alert be placed on your file. Experian 888-397-9742 Equifax 800-525-6285 Trans Union 800-680-7289Next, obtain a copy of your credit report from each of the credit reporting agencies. Check to see whether any additional accounts were opened without your consent or whether unauthorized charges were billed to your accounts. To request copies of your credit reports call: Experian 888-397-3742 Equifax 800-685-1111 Trans Union 800-916-8800Contact the Social Security Administration’s Fraud Hotline at 800-269-0271 to report the unauthorized use of your personal identification information. Contact your State Department of Motor Vehicles to see whether the Department has issued an unauthorized license number in your name. If so, notify them that you are a victim of identify theft. File a complaint with the Federal Trade Commission by contacting the FTC’s Identity Theft Hotline in the following ways: Telephone: 877-IDTHEFT (877-438-4338) TTD: 202-326-2502 Mail: Identity Theft Clearinghouse Federal Trade Commission 600 Pennsylvania Avenue, NW Washington, DC 20590-0001Online: www.consumer.gov/idtheft Publication: ID Theft: When Bad Things Happen To Your Good Name
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